Cost Analysis of Premium Cataract Surgery Options

There are two types of cataract surgery—traditional and laser-assisted/premium. The former comes with a time-tested procedure where the surgeon performs the intricate operation by hand and fits a mono-focus intraocular lens (IOL). 

Premium cataract surgery, however, not only utilizes a laser-assisted operative procedure, but also comes with a wide choice of advanced IOLs. Which of these you choose will significantly impact the premium cataract surgery cost.

Premium Cataract Surgery Cost: IOLs, Insurance, and Other Financing Options

• Determining premium cataract surgery cost
• Medicare and insurance coverage for lens implants
• Other financing options

Determining premium cataract surgery cost

Premium cataract surgery costs more than a traditional procedure. However, if you want to have a premium lens fitted—or perhaps have astigmatism treated at the same time—then this can only be performed using the more advanced option.

Exactly how much more this will be is driven by a variety of factors, such as:

• Which premium IOL you choose: There are many of these, each offering certain advantages—and more are coming to market all the time. We’ll talk more about these in a moment.
• The US state in which you have the operation: Costs can vary from state to state.
• The experience of the surgeon: This, along with their reputation, can also have a bearing on cost.
• Technology: Cataract surgery, along with pretty much every other aspect of healthcare, is constantly advancing. If you have a procedure in a location where cutting-edge tech is employed (and, perhaps, not yet widely available elsewhere), it may push up the cost.

By far the greatest changeable cost aspect is the choice of premium IOL. Examples of these include:

• Multifocal lenses: These give good focus at different distances. Much like multifocal eyeglasses, there is an area for near and far distance. Others may also include mid-distance focus as well. For those who yearn for a lifestyle free from eyeglasses, these can often make it a reality.
• Toric lenses: As well as providing great focus at your chosen distance, these also correct astigmatism.
• Light adjusting lenses (LALs): These are some of the latest, cutting-edge IOLs to be developed. They are unique because the prescription can be altered when they’re in the eye. After implantation during cataract surgery, you return to the surgeon multiple times for refocusing. This is easily done using a special laser and only takes a few minutes. Once your vision has stabilized, the prescription is locked into place and cannot be changed further.

Medicare and insurance coverage for lens implants

Medicare and most insurance policies will pay the cost of a traditional cataract operation and a monofocal IOL. Medicare and many insurance companies will pay this amount, meaning you only need to pay the extra cost of the laser-assisted procedure and your choice of premium lens.

Of course, every insurance company is slightly different. This means you’ll need to check with yours before you assume that they will honor such payments.

Other financing options

There are several ways to finance a premium cataract operation. These include:

• A medical loan.
• Paying from personal funds (and perhaps claiming relevant tax deductions).
• A flexible spending account (FSA) via your employer—if they offer one.
• A health-financing credit card. 
• Some cataract surgical providers offer finance programs.

The WBEC Makes Determining Premium Cataract Surgery Costs & Options Simple

The West Boca Eye Center is one of—if not the—leading clinics in the USA for all things cataract-related. Offering the latest cutting-edge surgical techniques and the most advanced premium IOLs, every patient benefits from an in-depth assessment and discussion about the procedure and, vitally, the ultimate lens implant for their unique visual needs and lifestyle.

This also includes a detailed analysis of potential premium cataract surgery costs, and how the choice of various lenses influences the final price. This provides full transparency well before the operation takes place, allowing plenty of time to look at the best financing options, should that be required.

Start your journey to the ultimate premium cataract surgery procedure at https://www.westbocaeyecenter.com